You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
渣打集團(02888.HK)年度除税前基本溢利增長8%至42億美元
格隆匯 02-27 12:47

格隆匯2月27日丨渣打集團(02888.HK)公佈,截至2019年12月31日止十二個月,實現除税前基本溢利42億美元,同比增長8%;收入153億美元,同比增加2%,按固定匯率基準計算增加4%;普通股權一級資本比率為13.8%;擬派付末期普通股股息每股20美仙。

公告顯示,信貸減值增加1.66億美元至9.06億美元,主要由於第一階段和第二階段減值增加2.75億美元,其中約二分之一與宏觀經濟變量惡化有關,當中包括對該年度下半年香港GDP的下行修正。

儘管第四季度記錄有關東盟及南亞地區單一客户風險的開支為1.41億美元,第三階段資產減值下降1.09億美元。信貸減值9.06億美元表示貸款損失率為27個基點。

經營收入方面,交易銀行服務收入增長4%,乃由於邊際利潤提高及交易量增加,現金管理表現強勁,證券服務的增長被貿易下降2%所抵銷。

金融市場收入增長12%,乃受惠於市場波動以及對衝及客户投資活動增加。信貸及資本市場錄得雙位數強勁增長及外匯錄得雙位數增長,部分被債務價值調整負向變動1.77億美元所抵銷,其中1.18億元的負向動發生於2019年第四季度。

此外,零售產品收入增長3%或按固定匯率基準計算增長5%,乃因邊際利潤上升及交易量增加使存款持續增長,部分被按揭、信用卡及私人貸款的邊際利潤受壓所抵銷。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account