中銀保監料短期內銀不良率微升 幅度有限影響不大
中國銀保監會首席風險官兼辦公廳主任、新聞發言人肖遠企表示,預計短期內銀行不良率會小幅上升,但幅度有限,影響不大,而監管標準沒有放鬆。
他指,現在採取了階段性政策措施,例如鼓勵銀行對企業階段性地延期還款付息等,但此政策是有條件,包括企業確實受疫情影響,遇到特殊困難;企業提出申請,銀行與企業協商決定;及有時間限制。肖遠企提到,疫情後企業恢復正常生產經營一段時間後,若仍不能還本付息,則要計入不良。
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