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中國平安總經理謝永林迴應疫情影響:短期有影響,但整體可控
格隆匯 02-21 12:25

格隆匯2月21日丨在中國平安2019年度業績發佈會問答環節,針對新冠肺炎疫情對中國平安有什麼影響的問題,總經理兼聯席首席執行官謝永林稱,疫情是階段性的,短期影響非常明顯,一季度和二季度影響會比較顯著。

比如壽險方面,對與客户面對面線下溝通的影響很大;信貸方面,對銀行普惠貸款有影響,逾期率、不良率會上升,等等。但根據我們測算,如果三月份全面復工復產,影響是可控的。 更重要的一點是,平安一直採用審慎的風險政策,無論是銀行、普惠、還是資產組合中的投資,我們都比較審慎。並且,平安集團無論是在市場風險,還是金融風險中積累的人才團隊方面都是比較強的,像普惠是經歷過危機的團隊,銀行裏面也有許多國際化人才,大風大浪經歷過。

參考SARS的經驗,疫情過後的反彈會很強,信貸、保險,對壽險健康險的需求,會有爆發式反彈。 最後,這次疫情使得平安多年積累的科技能力,有了用武之地。線上運營的方式開展客户服務、展業,醫療方面的佈局在這次也發揮了關鍵作用,平安好醫生在線問診,服務客户數是日常的10倍以上。這是非常好的一面,促進科技的廣泛應用。 

整體來講,有影響,總體可控,平安儲備了很多好的方式方法以及技術手段,很快可以脱穎而出。

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