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恒生银行(00011.HK):疫情持续将对银行业产生不利影响
阿思达克 02-18 14:56

恒生银行(00011.HK)副董事长兼行政总裁郑慧敏於分析员会议上表示,今年刚开始,该行面对新冠肺炎挑战,疫情严重影响本港经济活动,若有关影响长时间持续,将对整个银行业产生不利影响,并削弱消费意欲,对该行预期信贷损失预测带来压力。

去年由於外围贸易局势持续紧张,加上本地社会状况,对银行业充满挑战,经营环境亦不理想。虽然环球经济不明朗致去年贸易活动放缓,郑慧敏指,凭藉该行强大的跨境连系,令内地相关业务的未来发展保持良好势头,尤其是大湾区。去年恒生中国总营业收入按年增长17%,资产负债表整体有所增长,加上审慎管理信贷风险与营业支出,除税前溢利亦增长接近一倍。

去年该行总客户贷款较按年增加8%至9,464亿元。於本港使用的贷款按年增加7%,企业贷款及个人贷款分别增加6%及9%,於本港以外使用的贷款则增加13%。

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