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渣打香港推出額外措施協助本港企業渡過難關
阿思達克 02-14 15:45

渣打香港公布,繼早前宣佈一系列支援個人客戶和中小企業的措施之後,今天(14日)再公布額外措施以協助本地企業。

在新型冠狀病毒爆發及經濟下滑之時,為了紓緩本地企業的短期財政壓力,渣打會將其商業及中小企業銀行客戶於今年2月24日至3月31日期間到期的合資格貿易融資貸款,延長貸款還款期30天。該行的客戶經理將直接聯絡合資格的貿易融資貸款客戶講解安排詳情,客人毋須任何申請手續,亦不設額外費用或利息。

另外,個人客戶按揭貸款(包括按揭保險貸款)客戶可申請6個月還息不還本安排,並可申請續期多額外6個月。

而現有「拓展易」中小企業分期貸款、「中小企融資擔保計劃」及「中小企業信貸保證計劃」客戶,可申請延遲償還本金多達6個月,並可續期至合共最多12個月;「中小企融資擔保計劃」新申請客戶可獲50%全期擔保費資助,每名客戶最多可享資助高達5萬元;初創企業、「拓展易」中小企業分期貸款、「中小企融資擔保計劃」及「中小企業信貸保證計劃」客戶,可獲豁免全數戶口管理費用;「中小企融資擔保計劃」及「中小企業信貸保證計劃」之新申請者可獲豁免申請手續費;並設「中小企融資擔保計劃」及「中小企業信貸保證計劃」特快申請通道,貸款上限達300萬元。

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