中國平安(2318.HK)：平安銀行2019年淨利潤增長13.6%至281.95億元 10派2.18元
格隆匯2月13日丨中國平安(2318.HK)公告，於2019年度，公司附屬平安銀行(000001.SZ)營業收入1379.58億元人民幣，同比增長18.2%；減值損失前營業利潤958.16億元，同比增長19.5%；歸屬於公司股東的淨利潤281.95億元，同比增長13.6%；扣除非經常性損益後歸屬於公司股東的淨利潤280.86億元，同比增長13.7%；基本每股收益1.54元，擬每10股派發現金股利2.18元(含税)。
2019年末，該行資產總額39,390.70億元，較上年末增長15.2%；吸收存款餘額24,369.35億元，較上年末增長14.5%；發放貸款和墊款總額（含貼現）23,232.05億元，較上年末增長16.3%，其中個人貸款（含信用卡）佔比58.4%，較上年末提升0.6個百分點。
該行將“科技引領”作為全行戰略方針，持續將科技引領向縱深推進，科技賦能業務成效凸顯。科技投入方面，2019年該行IT資本性支出及費用投入同比增長35.8%，科技人員（含外包）較上年末增長超過34%。
2019年，該行堅定“零售突破”的策略方針，以綜合金融和科技創新為抓手，踐行數據化經營理念，持續貫徹零售業務“3+2+1”經營策略，各項轉型工作穩步推進。2019年，該行零售業務營業收入799.73億元，同比增長29.2%，在全行營業收入中佔比為58.0%；零售業務淨利潤194.93億元，同比增長13.8%，在全行淨利潤中佔比為69.1%。
2019年末，該行管理零售客户資產（AUM）19,827.21億元，較上年末增長39.9%；個人存款餘額5,836.73億元，較上年末增長26.4%；其中，個人活期存款餘額1,999.49億元，較上年末增長15.3%。2019年末，該行個人貸款餘額13,572.21億元，較上年末增長17.6%；2019年，信用卡總交易金額33,365.77億元，同比增長22.5%。
此外，2019年末，該行零售客户數9,707.73萬户，較上年末增長15.7%；其中，財富客户77.93萬户，較上年末增長31.7%，在財富客户中私行達標客户4.38萬户，較上年末增長45.7%。2019年末，平安口袋銀行APP註冊用户數8,946.95萬户，較上年末增長43.7%，平安口袋銀行月活躍用户數（MAU）3,292.34萬户，較上年末增長23.5%1。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
