美团(03690.HK)百亿人币扶持贷款落地 受理首批湖北商户申请
美团点评(03690.HK)表示,与金融机构合作为生活服务业小微商户提供100亿元人民币(下同)优惠利率贷款,截止12日贷款授信额度逾5,000万元。
美团指,就扶持贷款已正式开通绿色通道,开始受理首批湖北商户的贷款申请,贷款为商户提供常规定价下调30%的利率,对100万元以下的小微贷款额度,美团生意贷将提供即时审批、即时授信、即时放款,100%线上化处理,期望透过最大程度简化流程、提升效率,解决小微商户疫情期间经营性资金短缺的燃眉之急。
此外,美团又计划联合金融机构对大型连锁品牌商户提供100万至1,000万元额度的信用贷款,并为疫情严重的湖北地区商户,提供延期还款、减免罚息、免徵信不良上报、实施徵信保护等特殊政策。
美团称,本地生活商户现阶段最大的困难是受短期流动性影响,考虑商户面临的实际情况,将陆续推出更多措施,同时会呼吁更多金融机构加入。
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