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中银保监:银行不良贷款将受疫情影响而上升
阿思达克 02-07 15:19

中银保监副主席周亮表示,受疫情影响,银行贷款不良率将有所上升,但银行体系有充足的资源应对。他指,疫情对小微企尤其是住宿、旅游及餐饮等造成了一定的影响,惟认为总量不会太大,严重的疫区如湖北武汉可能受的影响更严重一点,其他地区受春节因素和防控措施的影响。从整个金融体系运行情况来看,去年中国化解了2.3万亿元人民币的不良资产,小微企业的不良占比较小。银行的拨备覆盖率亦达到180%以上,有充足的资源来应对不良贷款的上升。

周亮并指,从长远来看,疫情是暂时的,相关影响很快就会过去,不会对整个金融造成大的影响。他又指,鼓励银行保险机构采取市场化及法治化的手段,帮助部分上市公司渡过难关,包括积极参与货币市场的融资,适度增加债券的投资,进一步增加理财公司的数量。适当提高保险公司权益投资的比例上限,防范化解股票质押流动性风险,维护整个金融市场稳定。

至於会否延长资管新规过渡期的问题,周亮表示,现在正在从实际出发,做内部评估,将尽快公布。

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