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中銀保監:銀行不良貸款將受疫情影響而上升
阿思達克 02-07 15:19

中銀保監副主席周亮表示,受疫情影響,銀行貸款不良率將有所上升,但銀行體系有充足的資源應對。他指,疫情對小微企尤其是住宿、旅遊及餐飲等造成了一定的影響,惟認為總量不會太大,嚴重的疫區如湖北武漢可能受的影響更嚴重一點,其他地區受春節因素和防控措施的影響。從整個金融體系運行情況來看,去年中國化解了2.3萬億元人民幣的不良資產,小微企業的不良佔比較小。銀行的撥備覆蓋率亦達到180%以上,有充足的資源來應對不良貸款的上升。

周亮並指,從長遠來看,疫情是暫時的,相關影響很快就會過去,不會對整個金融造成大的影響。他又指,鼓勵銀行保險機構採取市場化及法治化的手段,幫助部分上市公司渡過難關,包括積極參與貨幣市場的融資,適度增加債券的投資,進一步增加理財公司的數量。適當提高保險公司權益投資的比例上限,防範化解股票質押流動性風險,維護整個金融市場穩定。

至於會否延長資管新規過渡期的問題,周亮表示,現在正在從實際出發,做內部評估,將盡快公布。

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