中銀香港(02388.HK)推五項抗疫金融服務支持措施 提供物業按揭貸款「還息不還本」安排
中銀香港(02388.HK)推出抗疫防疫五項金融服務支持措施,包括提供物業按揭貸款「還息不還本」安排,該行指為紓緩受疫情影響較嚴重的現有個人及工商客戶的每月供款壓力,包括但不限於從事或受僱於零售、餐飲、運輸、旅遊酒店、娛樂服務等行業,由即日起至今年6月30日,於該行供款一年或以上,且過去12個月還款紀錄正常的按揭客戶,可就其物業按揭貸款申請「還息不還本」,為期6個月,期滿後可因應情況申請再延長6個月,即最多12個月無須償還本金,該行亦會豁免客戶有關申請的手續費。
該行又推出「中小企抗疫專項貸款計劃」,由即日起至2020年6月30日,該行將為符合貸款條件的客戶提供綠色審批通道,安排特快貸款審批。客戶無須提供任何抵押品,最快可於1日內完成審批,3日內落實提款。該計劃提供特優利率,免貸款手續費,貸款金額最高為200萬元,還款期長達60個月。而經該行參加「中小企融資擔保計劃(SFGS)」或「中小企業信貸保證計劃(SGS)」項下貸款可申請「還息不還本」6個月,期滿後客戶可申請續期一次,即最多12個月無須償還本金。
該行並針對生產和經營衛生防疫、醫藥產品等防護抗疫設備和物品的工商企業,提供資金支援,供提升產能營運使用,支援保障抗疫物資供應。另外,該行延長到期保費寬限期及增加額外保障,若客戶未能如期繳交中銀人壽指定人壽保險計劃的保費,保費寬限期可延長至今年6月30日。
該行指,為配合社區防疫工作,推出多項電子服務費用優惠,方便客戶使用手機、網上及電話銀行等電子渠道辦理交易。此外,客戶如因特殊情況未能依時償還按揭、私人貸款及信用卡貸款,可向該行申請豁免相關罰息、利息及逾期還款手續費。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!

Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.