传高盛与亚马逊商讨合作提供中小企贷款
《CNBC》引述消息报道,高盛与亚马逊磋商,透过後者电子商贸平台向中小企提供贷款。高盛正开发软件,容许接入亚马逊现有的信贷平台。
亚马逊於2011年开始向小型企业提供信贷,透过算法决定哪些企业应获更多贷款。贷款为期最长1年,额度介乎1,000美元至75万美元。亚马逊曾透过美银向中小企推出贷款计划,但亚马逊对贷款计划的风险持谨慎态度,令贷款平台进展放慢。
亚马逊向《金融时报》表示,指贷款为公司向销售夥伴提供的服务、工具、计划与基建的一部分,当中大部分为中小企,占亚马逊平台销售逾半。
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