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青島銀行(002948.SZ)披露業績快報:2019年淨利潤22.85億元 同比增長12.92%
格隆匯 02-04 07:57

格隆匯2月4日丨青島銀行(002948.SZ)披露2019年度業績快報。2019年,面對錯綜複雜的經濟、貿易、金融形勢,青島銀行按照“戰略引領、特色驅動、守正合規、持續提升”的基本經營指導思想,積極落實國家、地方有關調控和監管要求,搶抓省市新舊動能轉換、自貿區建設等新機遇,堅持服務實體經濟,積極推進結構調整,穩定提升經營效益,嚴格管控資產質量,總體經營穩健運行。

資產負債穩定增長,結構調整取得成效。截至2019年末,公司資產總額3,736.22億元,比上年末增加559.64億元,增長17.62%,其中,客户貸款總額(未含應計利息)1,727.95億元,比上年末增加464.09億元,增長36.72%,佔資產總額比例46.25%,比上年末提高6.46個百分點;負債總額3,431.44億元,比上年末增加529.82億元,增長18.26%,其中,客户存款總額(未含應計利息)2,127.91億元,比上年末增加371.15億元,增長21.13%。

經營效益穩定提升,營業收入快速增長。2019年,公司歸屬於母公司股東淨利潤22.85億元,比上年增加2.61億元,增長12.92%;營業收入96.16億元,比上年增加22.44億元,增長30.44%。營業收入快速增長的主要原因是,公司規模增長,結構優化,資金成本下降,利息淨收入實現較快增長;理財業務展業良好,手續費及佣金淨收入增長較快。

資產質量得到有效管控,不良貸款率穩中有降。截至2019年末,公司不良貸款率1.65%,比上年末下降0.03個百分點。

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