渣打:第四季按保申請按季倍增 首置客佔68%
渣打香港個人金融業務按揭產品主管申泰蒙娜(Mona Sengupta)透露,自政府去年放寬按保以來,該行相關申請於第四季申請按季增加一倍,反應良好,其中68%申請來自首置買家。
至於今年按揭業務發展,她預料將會平穩,樓市表現穩健,她指即使去年下半年樓價自高位回落,單看2018年及2019年表現相去不遠。至於按息則視乎市場走勢而定,料港息及美息將平穩。
渣打與經絡按揭轉介透過開放應用程式介面(open API)合作推出按揭申請平台「轉數快」,為金管局開放API第二階段之項下。經絡按揭轉介營運總監張顥曦指,近期客戶通過電子渠道申請宗數亦有上升,選用電子申請表的客戶佔比自過往的20%至30%,增加至佔約半數。 ~
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