平安銀行(000001.SZ)披露業績快報 2019年淨利升13.6%至281.95億元
格隆匯1月13日丨平安銀行(000001.SZ)披露2019年度業績快報公告,實現營業收入1379.58億元,同比增長18.2%;利潤總額362.40億元,同比增長12.4%;歸屬於公司股東的淨利潤281.95億元,同比增長13.6%;扣除非經常性損益後歸屬於公司股東的淨利潤280.86億元,同比增長13.7%;基本/稀釋每股收益1.54元。
2019年,該行堅持“科技引領、零售突破、對公做精”十二字策略方針不動搖,整體經營穩中趨好,資產質量持續改善。
2019年末,該行資產總額39390.70億元,較上年末增長15.2%。發放貸款和墊款總額(含貼現)23232.05億元,較上年末增長16.3%;其中,個人貸款餘額13572.21億元、較上年末增長17.6%,個人貸款佔發放貸款和墊款總額(含貼現)比例為58.4%、較上年末提升0.6個百分點;企業貸款餘額9659.84億元,較上年末增長14.5%。吸收存款餘額24369.35億元,較上年末增長14.5%,其中,個人存款餘額5836.73億元、較上年末增長26.4%,個人活期存款餘額1999.49億元、較上年末增長15.3%;企業存款餘額18532.62億元、較上年末增長11.2%,企業活期存款餘額5953.17億元、較上年末增長11.6%。
2019年,該行積極應對外部宏觀經濟變化,持續優化信貸結構,資產質量指標持續改善,風險抵補能力進一步增強。2019年末,該行不良貸款率1.65%,較上年末下降0.10個百分點;本金或利息逾期90天以上貸款餘額佔比1.35%,較上年末下降0.35個百分點;逾期90天以上貸款偏離度82%,較上年末下降15個百分點;逾期60天以上貸款偏離度96%,較上年末下降14個百分點;撥貸比3.01%,較上年末增加0.30個百分點;2019年,該行計提的信用及其他資產減值損失為595.27億元,同比增加116.56億元,增幅24.3%;2019年末,撥備覆蓋率和逾期90天以上貸款撥備覆蓋率分別為183.12%和222.89%,分別較上年末增加27.88和63.44個百分點。
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