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A股異動丨銀之傑漲停 央行即將初步上線二代個人徵信
格隆匯 01-09 10:08
格隆匯1月9日丨銀之傑(300085.SZ)漲停,報17.45元,總市值123.3億元。21財經援引兩位消息人士稱,央行擬於1月20日左右上線“二代”個人徵信查詢功能,但二代徵信報送功能或將延遲至5月上線。徵信系統與個人買房申請房貸、消費貸款等密切相關。與“一代”相比,二代徵信解決循環貸、信用卡大額專項分期、共同借款人、企業為個人擔保、個人為企業擔保、逾期後還款信息等一代徵信無法覆蓋的信息。我國徵信系統已經記錄了9.9億自然人的信用信息,個人信用報告日均查詢次數達到555萬次。機構認為,金融機構通過廣泛接入徵信平台,對個人徵信報告的查詢將更加廣泛,我國個人徵信潛在市場規模可達千億級別。此前,銀之傑合資成立華道徵信發展個人徵信服務相關業務。
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