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江西銀行(01916.HK)擬10.7億元轉讓貸款債權
格隆匯 12-31 23:01

格隆匯12月31日丨江西銀行(01916.HK)發佈公告,於完成公開掛牌程序後,於2019年12月31日,本行與江西省金融資產管理股份有限公司簽訂債權轉讓協議,據此,本行同意將其依法享有的載列於有關債權轉讓協議的貸款債權以代價人民幣8.3億元轉讓予金融公司。

同日,本行於2014年5月簽署的單一資金信託合同項下的受託人中航信託股份有限公司與金融公司簽訂債權轉讓協議,據此,中航信託同意將本行依法享有的載列於有關債權轉讓協議的貸款債權以代價人民幣2.37億元轉讓予金融公司。

金融公司的第一大股東為江西省金融控股集團有限公司(持有金融公司約40%的股份,同時於本公告日期持有本行5.77%的已發行股本),江西省金融控股集團有限公司由江西省行政事業單位資產管理中心全資持有。

公司稱,債權轉讓協議項下的貸款債權屬於本行的不良資產,其涉及相對較大的金額以及多個利益相關者及債權人。債權轉讓協議的訂立及轉讓債權所得的款項將用以緩解本行承擔的不良資產的現有壓力,激活本行信貸存量,同時這也是盤活信貸資源及充分利用市場化手段處置不良資產的有效解決辦法,能夠進一步夯實本行高質量發展的基礎。經綜合考慮,本行認為訂立債權轉讓協議對本行及其股東而言是有利的。

據悉,於2019年12月17日,本行與金融公司簽訂了債權轉讓協議,並以代價人民幣1.26億元向其轉讓貸款債權合計人民幣1.9億元,前次債權轉讓協議的主要條款與本次簽署的債權轉讓協議的條款大致相同。包括前次債權轉讓在內,根據不良資產代價與本行不良資產於債權轉讓協議基準日的本金賬面值的差額計算,本行預計因出售事項將錄得虧損人民幣3.59億元(非經審計)。

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