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眾安在線( 06060.HK ) 開放日紀要:聚焦健康、金融和汽車生態,深耕保險科技
格隆匯 12-27 09:00

機構:中信證券

眾安在線(06060.HK)於2019年12月19日舉行公司開放日,我們對此紀要如下:

▍一、2019年成績

1.2019年成績單

截至11月底,用户4億+,承保70億+張保單,全國每6張新增保單,有1張來自於眾安。原保險保費超過128億元,同比增長26%。

雙11期間,保費GMV突破10億。

上半年綜合成本率同比改善15.7個百分點。

2.各板塊成績:行穩致遠

健康、金融、車險和科技是核心聚焦方向

1)健康:百萬醫療(尊享e生)為主打產品

2019.7尊享e生在保用户460萬+,優甲版上線;獲互聯網醫院牌照;與滴滴金融合作點滴醫保累計用户180萬+;暖哇獲紅杉領投億元天使級融資。

2019.11與螞蟻金服合作升級好醫保2020版/寵物醫療險上線。

2)金融:探索場景服務

2019.3獲香港首批虛擬銀行牌照,已啟動試營業;

2019.7眾安小貸獲中國電信旗下翼支付2.1億元入股;

2019.10消金生態合作持牌金融機構100+/與寺庫全面戰略合作。

3)汽車:練好內功,穩健經營,不求增速

2019.5車險上“螞”,迄今共保保費規模5億+;車險精細化經營管控平台車點通上線,系統秒級響應。

2019.8馬上賠2.0最快結案3分鐘

4)科技:持續改善運營效率,嘗試對外輸出

與Sompo合作助力日本保險業數字化轉型;?2019.7與Grab合作定製互聯網商業車險累計出單300萬+(8小時積累1萬司機用户,2萬保單);

2019.8與NTUCINCOME合作上線CIPPT;

2019.9區塊鏈+供應鏈金融平台上線;

2019.10用户增長平台X-Magnet上線;

2019.11眾安科技雲上線;

2019.12無界山2.0上線/眾安開源社區發佈。

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