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穆迪:經濟放緩下內地商業銀行資產增速放緩 流動性仍充裕
阿思達克 12-16 16:04

評級機構穆迪發表報告,指在宏觀經濟環境更具挑戰下,內地商業銀行資產及貸款增長減速。穆迪副總裁及高級信貸主任Nicholas Zhu稱,今年9月,商業銀行資產及貸款按年增長分別放緩至8.9%及12.8%,低於6月時所錄的按年增長分別9.4%及13.3%。Zhu補充,非貸款資產增長同期維持疲弱,僅錄4.6%。

報告指,今年9月底止,系統不良貸款比率由去年底的1.83%上升至1.86%。隨著內地經濟增長放緩及經濟不確定性增加,信貸壓力將有變化,而小型地區銀行料最受影響。

穆迪表示,內銀流動性仍充裕。人行在今年11月下調中期借貸便利(MLF)利率5點子,至3.25厘,在宏觀經濟轉弱下,發出更寬鬆貨幣政策的信號。報告稱,在經濟減速快過信貸減速的情況下,料監管當局將以穩定金融市場為首要工作,意味容許槓桿略為增加。

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