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穆迪:经济放缓下内地商业银行资产增速放缓 流动性仍充裕
阿思达克 12-16 16:04

评级机构穆迪发表报告,指在宏观经济环境更具挑战下,内地商业银行资产及贷款增长减速。穆迪副总裁及高级信贷主任Nicholas Zhu称,今年9月,商业银行资产及贷款按年增长分别放缓至8.9%及12.8%,低於6月时所录的按年增长分别9.4%及13.3%。Zhu补充,非贷款资产增长同期维持疲弱,仅录4.6%。

报告指,今年9月底止,系统不良贷款比率由去年底的1.83%上升至1.86%。随着内地经济增长放缓及经济不确定性增加,信贷压力将有变化,而小型地区银行料最受影响。

穆迪表示,内银流动性仍充裕。人行在今年11月下调中期借贷便利(MLF)利率5点子,至3.25厘,在宏观经济转弱下,发出更宽松货币政策的信号。报告称,在经济减速快过信贷减速的情况下,料监管当局将以稳定金融市场为首要工作,意味容许杠杆略为增加。

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