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銀公:銀行資金成本仍高 目前再下調息率機會不大
阿思達克 11-08 17:34

銀行公會主席禤惠儀在記者會上表示,美國聯儲局今年已減息三次,市場普遍預期會再多減一次,但時間是於今年底或留待明年,則要視乎經濟數據表現。

本港銀行早前跟隨美國減息行動,多年來首次下調最優惠利率,她稱銀行資金成本仍高,是次減息希望可紓緩市民供樓壓力,但在資金成本高的情況下,目前而言再下調息率的機會不大,不過仍需因應資金供求而定。至於香港拆息長遠會跟美息走勢,惟由於本地短期對資金有需求,例如眾多新股招股,市場較早部署資金,導致拆息向上。

禤惠儀指,減息或使銀行淨息差有下行風險,但本港銀行經歷過不同息口周期,相信有相應產品及服務可提供。她又提醒雖然中美貿易談判近期傳出正面消息,刺激市場表現,但明天為美國大選年,市場走勢或會反覆,加上本港全年經濟表現有機會錄得負增長,市民應防範風險。

對於早前網上流傳有渣打銀行員工洩露客戶資料,經銀行調查後無發現有任何客戶資料外洩或被不當取用一事,她強調銀行公會及金管局一向對個人資料有嚴謹指引,會繼續保持審慎態度。

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