汇丰梁兆基:减息助客户渡时艰 料美息续向下
汇丰下调最优惠利率,汇丰银行亚太区顾问梁兆基表示,主要是由於该行预测美国息率仍会继续向下,料明年上半年亦会有一次减息,美国利率向下将对银行经营造成挑战,惟在维持银行竞争力及欲帮助客户下调借贷成本压力的前提下,作出减息决定。
他又指,该行预前今年本港经济将录得0.5%负增长,其中受示威活动拖累幅度为1个百分点。若示威活动不会持续至明年,料明年本港经济可回升。
他又指,本港未见有大幅资金外流,拆息水平亦偏低,近期仅因大型新股集资活动及月底结算致短期拆息上升。另外信贷质素亦未有转坏,惟银行有给予中小企客户宽免措施,如暂容许只还利息不还本金。 ~
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