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匯豐梁兆基:減息助客戶渡時艱 料美息續向下
阿思達克 10-31 12:43

匯豐下調最優惠利率,匯豐銀行亞太區顧問梁兆基表示,主要是由於該行預測美國息率仍會繼續向下,料明年上半年亦會有一次減息,美國利率向下將對銀行經營造成挑戰,惟在維持銀行競爭力及欲幫助客戶下調借貸成本壓力的前提下,作出減息決定。

他又指,該行預前今年本港經濟將錄得0.5%負增長,其中受示威活動拖累幅度為1個百分點。若示威活動不會持續至明年,料明年本港經濟可回升。

他又指,本港未見有大幅資金外流,拆息水平亦偏低,近期僅因大型新股集資活動及月底結算致短期拆息上升。另外信貸質素亦未有轉壞,惟銀行有給予中小企客戶寬免措施,如暫容許只還利息不還本金。 ~

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