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招商銀行(600036.SH)前三季淨利潤升14.63%至772.39億元 不良貸款撥備覆蓋率409.41%
格隆匯 10-30 19:50

格隆匯10月30日丨招商銀行(600036.SH)發佈2019年前三季度報告,實現營業收入2077.3億元,同比增長10.36%;歸屬於該行股東的淨利潤772.39億元,同比增長14.63%;扣除非經常性損益後歸屬於該行股東的淨利潤767.58億元,同比增長14.52%;基本每股收益3.05元。

2019年1-9月,集團實現淨利息收入1312.24億元,同比增長11.23%,在營業收入中佔比63.17%。2019年1-9月集團淨利差2.54%,淨利息收益率2.65%,同比分別上升13和11個基點;2019年第三季度淨利差2.45%,環比下降13個基點,淨利息收益率2.57%,環比下降12個基點,主要是因為實體經濟信貸需求仍較弱,市場利率下行,貸款收益率承壓,同時,存款同業競爭激烈,存款成本率有所上升。

非利息淨收入765.06億元,同比增長8.91%,在營業收入中佔比36.83%。非利息淨收入中,淨手續費及佣金收入571.59億元,同比增長7.89%,在營業收入中佔比27.52%,同比下降0.63個百分點;其他淨收入193.47億元,同比增長12.04%,主要由於投資收益和匯兑收益增長。

截至20199月末,集團不良貸款餘額532.61億元,較上年末減少3.44億元;不良貸款率1.19%,較上年末下降0.17個百分點;不良貸款撥備覆蓋率409.41%,較上年末上升51.23個百分點;貸款撥備率4.89%,較上年末上升0.01個百分點。

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