嘉信理财:新晋富裕港人财富健康指数53.82 三分二人对财富增值感忧虑
嘉信理财发表首个「香港新晋富裕阶层财富健康指数」调查结果,调查发现香港新晋富裕阶层面对照顾自己及家庭的沉重财务压力,是次调查访问了1,010名香港新晋富裕阶层人士,他们年龄介乎18至65岁,每月收人2-8万元。调查於6月21日至7月3日之间进行,研究了他们对个人财富健康状况的看法,并得出整体财富健康指数为53.82(满分为100)。
调查结果显示,近三分之二受访者对个人财富增值感到忧虑,大部分均面对照顾自己及支持家庭的财务压力。而五分之四受访者揭示受家人或朋友在社交媒体分享有关投资或储蓄资讯影响而购买资产。受访者中有97%人具备风险意识,分别有26%及19%受访者认为自己是「渐进型」及「进取型」投资者,但只有19%投资者认为其理财组合多元化。另外调查亦发现仅3%受访者认为自己具备适时的理财计划,导致他们对达到财富目标的信心较低。
嘉信理财香港董事总经理方硕稳指出,香港新晋富裕阶层对财务回报寄予厚望,但同时亦承受很大压力,期望改变本身不甚满意的财务状况,当中的压力主要来自人口老化,故此要承担照顾自己及家人的经济需要,惟他们缺乏对环球多元化投资及适时理财计划的了解,故在扭转财务状况方面面对挑战,反映他们需要更多投资教育以改善其财富健康状况。
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