《蓝筹业绩》友邦(01299.HK)第三季按固定汇率计算新业务价值升1% 符预期
友邦保险(01299.HK)公布截至今年9月底止第三季业绩，第三季录新业务价值按固定汇率计算按年增1%至9.8亿美元(按实质汇率计算按年升11%)，瑞信早前料友邦新业务价值9.89亿美元，指市场预期的9.84亿美元；年化新保费按年减少8%至14.44亿美元；新业务价值利润率增加6个百分点至67%，主要由产品和地区业务组合的正面变动，以及营运假设变动所带动，并反映中国内地税务法规变动，调高佣金支出的税务扣减带来的正面影响。
友邦第三季总加权保费收入按年升8%至81.68亿美元。按实质汇率计算，第三季录得新业务价值按年持平。不计入香港业务，新业务价值增长14%。
友邦今年首三季新业务价值按固定汇率计算按年增13%至32.55亿美元；年化新保费按年升3%至48.87亿美元；新业务价值利润率增加6.1个百分点至66%；总加权保费收入按年升11%至245.73亿美元。按实质汇率计算，首三季录得新业务价值按年增11%。
公司表示，专属代理和银行保险渠道的增长被香港零售独立财务顾问渠道新业务价值大幅下降所抵销。不计入香港业务，集团新业务价值在2019年第三季增长14%。公司又指，香港业务第三季新业务价值录双位数下降。本地客户新业务价值的双位数增长，被内地访港客户新业务价值下降所抵销；与7月及8月整体访港旅客人数下跌走势大致相约。在内地全资拥有的业务继续缔造非常强劲的新业务价值增长，并於第三季成为各报告市场分部中增长最迅速的业务。
公司亦表示，在经济多元化推动下及在积极宏观政策行动的支持下，亚洲地区持续实现稳健经济增长。尽管预计全球经济增长将放缓，强劲内部需求动力及亚洲主要人口结构的发展趋势，继续为业务的长远前景提供正面的结构性支持。部分市场正面对利率偏低环境、消费者信心下跌，以及政治及贸易紧张局势加剧的挑战。尽管不明朗环境下，监於私人保险渗透率和社会福利覆盖处於低水平，市场对公司的保险产品需求将长期持续增长。
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