農業銀行(01288.HK)前三季淨利潤升5.81%至1817.91億元 撥備覆蓋率281.26%
格隆匯10月25日丨農業銀行(01288.HK)公佈，截至2019年9月30日止九個月，集團實現淨利潤1817.91億元，較上年同期增長5.81%。年化平均總資產回報率為1.02%，同比下降0.03個百分點；年化加權平均淨資產收益率為14.35%，同比下降1.59個百分點。實現基本每股收益0.51元，與上年同期持平。
截至2019年9月30日止九個月，集團實現營業收入4764.03億元，同比增長3.54%。淨利息收入3604.73億元，同比增長1.42%。手續費及佣金淨收入698.57億元，同比增長12.02%。營業支出1548.74億元，同比增長4.96%；成本收入比(中國會計準則)27.10%，同比下降0.31個百分點。信用減值損失1041.63億元，其中，貸款減值損失1029.24億元，同比增加16.84億元。
截至2019年9月30日，總資產24.87萬億元，比上年末增加2.26萬億元，增長10.00%。客户貸款和墊款總額13.32萬億元，比上年末增加1.38萬億元，增長11.57%。客户貸款和墊款總額(不含應計利息)按業務類型劃分，公司類貸款7.20萬億元，個人貸款5.25萬億元，票據貼現4079.72億元，境外及其他貸款4329.77億元。金融投資7.44萬億元，較上年末增加5571.99億元，增長8.09%。
總負債22.95萬億元，比上年末增加2.01萬億元，增長9.61%。吸收存款18.72萬億元，比上年末增加1.38萬億元，增長7.94%。吸收存款(不含應計利息)按存款期限結構劃分，定期存款7.04萬億元，活期存款10.65萬億元，其他存款8,136.38億元；按存款業務類型劃分，公司存款7.09萬億元，個人存款10.60萬億元，其他存款8136.38億元。
截至2019年9月30日，不良貸款餘額1882.36億元，較上年末下降17.66億元；不良貸款率1.42%，較上年末下降0.17個百分點；撥備覆蓋率281.26%，較上年末上升29.08個百分點。
截至2019年9月30日，縣域發放貸款和墊款總額4.53萬億元，較上年末增加5208.73億元，增長13.0%。縣域吸收存款8.03萬億元，較上年末增加6484.95億元，增長8.8%。縣域不良貸款率為1.75%，比上年末下降0.33個百分點；撥備覆蓋率為290.11%，比上年末上升37.17個百分點。
Follow us
Find us on
Facebook,
Twitter ,
Instagram, and
YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the
uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app！
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
