交通銀行(601328.SH)前三季度淨利潤升4.96%至601.47億元 撥備覆蓋率174.22%
格隆匯10月25日丨交通銀行(601328.SH)發佈2019年前三季度報告,實現營業收入1762.93億元,同比增長11.70%;歸屬於母公司股東淨利潤601.47億元,同比增長4.96%;歸屬於母公司股東扣除非經常性損益的淨利潤599.51億元,同比增長5.15%;基本及稀釋每股收益0.77元。年化平均資產回報率(ROAA)和年化平均股東權益報酬率(ROAE)分別為0.83%和11.80%,同比分別持平和下降0.16個百分點。
報告期內,集團實現利息淨收入1063.27億元,同比增加111.52億元,增幅11.72%;在營業收入中的佔比為60.31%,同比上升0.01個百分點。報告期內,集團淨利息收益率1.57%,同比上升10個基點。
手續費及佣金淨收入344.58億元,同比增加30.65億元,增幅9.76%;在營業收入中的佔比為19.55%,同比下降0.34個百分點。
業務及管理費為506.13億元,同比增加30.47億元,增幅6.41%;集團成本收入比為30.15%,同比下降1.34個百分點。
報告期末,集團不良貸款餘額為766.92億元,較上年末增加41.80億元;不良貸款率為1.47%,較上年末下降0.02個百分點;撥備覆蓋率174.22%,較上年末上升1.09個百分點;撥備率2.57%,較上年末下降0.02個百分點。
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