交通銀行(03328.HK)前三季淨利升4.96%至601.47億元
格隆匯10月25日丨交通銀行(03328.HK)公佈,2019年前三季度,實現淨經營收入人民幣1765.13億元(單位下同),同比增長11.63%;實現淨利潤(歸屬於母公司股東)601.47億元,同比增長4.96%;年化平均資產回報率(ROAA)和年化平均股東權益報酬率(ROAE)分別為0.83%和11.80%,同比分別持平和下降0.16個百分點。基本及稀釋每股收益0.77元。
報告期內,集團實現利息淨收入1,063.27億元,同比增加111.52億元,增幅11.72%;在淨經營收入中的佔比為60.24%,同比上升0.05個百分點。報告期內,集團淨利息收益率1.57%,同比上升10個基點。集團實現手續費及佣金淨收入344.58億元,同比增加30.65億元,增幅9.76%;在淨經營收入中的佔比為19.52%,同比下降0.33個百分點。
報告期末,集團資產總額99,328.79億元,較上年末增長4.21%;負債總額人民幣91,500.55億元,較上年末增長3.67%;股東權益(歸屬於母公司股東)7,753.37億元,較上年末增長11.02%。
報告期末,集團不良貸款餘額為766.92億元,較上年末增加41.80億元;不良貸款率為1.47%,較上年末下降0.02個百分點;撥備覆蓋率174.22%,較上年末上升1.09個百分點;撥備率2.57%,較上年末下降0.02個百分點。
此外,報告期末,集團資本充足率14.87%,一級資本充足率12.72%,核心一級資本充足率11.07%,均滿足監管要求。.
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