鄭州銀行(002936.SZ)上半年歸母淨利24.69億元不良貸款率2.39%
格隆匯8月20日丨鄭州銀行(002936.SZ)披露2019年半年度報告。盈利指標明顯改善,報告期內,實現營業收入62.57億元,同比增長21.26%;撥備前利潤45.44億元,同比增長21.73%;淨利潤25.10億元,同比增長5.34%;歸屬於該行股東的淨利潤24.69億元,同比增長4.34%;淨息差1.86%,同比增加0.38個百分點;成本收入比26.53%,同比下降0.32個百分點。
風險指標穩步壓降,截至報告期末,不良貸款率2.39%,較年初下降0.08個百分點;逾期90天以上貸款佔不良貸款比例83.67%,較年初下降11.69%;撥備覆蓋率158.44%,較年初增加3.60個百分點,主要監管指標符合監管要求。
截至報告期末,資產規模4797.96億元,較年初增長2.93%;存款規模2715.95億元,較年初增長2.83%;貸款規模1775.57億元,較年初增長11.27%。
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