中信銀行(00998.HK)前三季度歸母淨利潤增長10.74%至407.52億元
格隆匯10月17日丨中信銀行(00998.HK)發佈公告,2019年前三季度,公司實現歸屬於本行股東的淨利潤407.52億元,同比增長10.74%;實現經營收入1,422.73億元,同比增長16.76%。其中,利息淨收入872.54億元,同比增長13.52%;非利息淨收入550.19億元,同比增長22.28%。
截至報告期末,本集團資產總額64,619.10億元,比上年末增長6.51%;發放貸款及墊款總額39,561.04億元,比上年末增長9.64%;負債總額59,759.05億元,比上年末增長6.45%;吸收存款總額40,175.38億元,比上年末增長11.09%。
截至報告期末,本集團不良貸款餘額681.90億元,比上年末增加41.62億元;不良貸款率1.72%,比上年末下降0.05個百分點;撥備覆蓋率174.82%,比上年末上升16.84個百分點;貸款撥備率3.01%,比上年末上升0.21個百分點。業務規模穩步增長。
此外,截至報告期末,本集團核心一級資本充足率8.76%,比上年末上升0.14個百分點;一級資本充足率9.51%,比上年末上升0.08個百分點;資本充足率11.82%,比上年末下降0.65個百分點。本行核心一級資本充足率8.53%,比上年末上升0.11個百分點;一級資本充足率9.29%,比上年末上升0.05個百分點;資本充足率11.69%,比上年末下降0.73個百分點。
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