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中金:料內銀上季淨利潤按年升7.4%
格隆匯 10-11 15:47
中金髮表研究報告,預期首三季上市銀行淨利潤按年升7.1%,第三季按年升7.4%,預期行業整體業績表現平穩,平安銀行、光大銀行(6818.HK) 、寧波銀行盈利和資產質量等業績表現領先。
該行預期,第三季上市銀行收入增長錄按季小幅下滑1.1個百分點至6.8%,其中四大行跌0.4個百分點至4.8%,股份行跌2.8個百分點至10.3%,城商行跌5.8個百分點至10.5%。
該行指,第三季息差按季下滑,拖累淨利息收入增速,非息收入增速亦錄下滑,而預計資產質量表現平穩,此前撥備較為充足的銀行信用成本或均有下降,在營收有所下滑的情況保持利潤增長平穩。該行目前維持內銀盈利預測及目標價不變,給予工行(1398.HK) 、建行(0939.HK) 及招行(3968.HK) 跑嬴行業 ”評級,目標價看7.4港元、8.97港元及51.3港元。

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