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中银保监:高风险资产压缩约14.5万亿人币 资金投向民营及小微企业
阿思达克 09-12 07:33

中国银保监会首席风险官、新闻发言人、办公厅主任肖远企在中银保监通气会上透露,通过治理乱象,银行机构资产高速扩张、虚增规模的顽疾得到遏制。近两年半,银行业资产增速从过去15%左右降低到目前的8%左右。影子银行规模大幅缩减,共压缩高风险资产约14.5万亿元人民币(下同)。

数据显示,同业理财余额较2017年初下降85%,理财产品嵌套投资其他资管产品规模占比较资管新规发布时降低10个百分点,监管套利突出的同业投资减少3.65万亿元,信托公司事务管理类信托业务规模按年下降13.15%。

数据还显示,截至目前,普惠型小微企业贷款余额达10.75万亿元,较年初增长14.86%,比各项贷款增速高7.18个百分点。新发放普惠型小微企业贷款利率6.81%,较去年全年平均水平下降0.59个百分点。这显示着在治理乱象的同时,中银保监推动银行保险机将更多资金投向民营及小微企业等重点领城和薄弱环节。

此外,中银保监会同人民银行果断启动包商银行接托管,推进锦州银行(00416.HK)重组引入战略投资者推动恒丰银行市场化改革措施有序稳步落地。指导中小金融机构合理应对流动性冲击,维护金融市场总体稳定。

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