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民生银行(01988.HK)上半年净利润升6.77%至316.23亿元
格隆汇 08-30 20:25

格隆汇8月30日丨民生银行(01988.HK)公布,2019年上半年,实现营业收入870.8亿元(人民币,下同),同比增长17.23%;归属于母公司股东的净利润316.23亿元,同比增长6.77%;基本每股收益0.72元。收入和利润持续增长。

股东回报保持稳定。平均总资产收益率1.04%,同比上升0.04个百分点;加权平均净资产收益率14.86%,同比下降0.95个百分点;基每股收益0.72元,同比增加0.04元;归属于母公司普通股股东每股净资产9.76元,比上年末增加0.39元。

运营效率不断提高。报告期内,集团持续优化成结构,不断提高成投入产出效率。报告期内成收入比21.12%,同比下降3.23个百分点。

资产、负债业务规模平稳、协调增长。截至报告期末,集团总资产规模63,406.58亿元,比上年末增加3,458.36亿元,增幅5.77%;其中,各项贷款总额31,839.61亿元,比上年末增加1,272.15亿元,增幅4.16%。总负债规模58,519.86亿元,比上年末增加2,881.65亿元,增幅5.18%;其中,各项存款总额34,275.15亿元,比上年末增加2,602.23亿元,增幅8.22%。

截至报告期末,集团不良贷款余额556.49亿元,比上年末增加17.83亿元,增幅3.31%;不良贷款率1.75%,比上年末下降0.01个百分点;拨备覆盖率142.27%,比上年末提高8.22个百分点;贷款拨备率2.49%,比上年末提高0.13个百分点。

报告期内,净息差2.00%,同比提高0.23个百分点。

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