中國銀行(03988.HK)料資產質素平穩
中國銀行(03988.HK)總監劉堅東表示,雖面對環球經濟不確定性,但相信下半年資產質素可以維持,逾期、關注及不良貸款率可維持。他又指,中行客戶主要為國家重點支持行業,故問題不大,亦會加強與資產管理公司合作,加大清收不良貸款力度。
副行長吳富林則表示,利率巿場化推進下淨息差面臨挑戰,惟中行在存款及貸款的管理上取得一定成果,致淨息差企穩。
首席信息官劉秋萬表示,中行高度重視產品研發,早前中銀理財新開業,將承接中行之商業理財業務,持續提升產品創新能力,並已於8月中發出首隻產品。
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