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不良贷款率持续下降 重庆银行(01963.HK)中期净利润增8.5%至24.89亿元
格隆汇 08-30 18:11

格隆汇8月30日丨重庆银行(01963.HK)宣布,截至2019年6月30日止6个月,公司利息收入105.34亿元人民币,同比增长11.1%;实现净利润人民币24.89亿元,同比增长8.5%。

2019年上半年,本集团净利差为1.92%,较上年同期上升17个基点,主要是由于生息资产平均年化收益率较上年同期上升13个基点,同时计息负债平均年化成本率较上年同期下降4个基点。

截至2019年6月30日,本集团资产总额为人民币4,618.53亿元,较上年末增加人民币114.84亿元,增幅2.5%;客户贷款及垫款净额为人民币2,219.37亿元,较上年末增加人民币160.14亿元,增幅7.8%;负债总额为人民币4,248.51亿元,较上年末增加人民币90.93亿元,增幅2.2%;客户存款总额为人民币2,721.27亿元,较上年末增加人民币157.33亿元,增幅6.1%。

期间资产质量稳固向好。截至2019年6月30日,本集团不良贷款率为1.34%,较上年末下降0.02个百分点;关注类贷款占比为3.09%,较上年末下降0.24个百分点。

此外,期间风险抵补稳定达标。截至2019年6月30日,本集团资本充足率、一级资本充足率及核心一级资本充足率分别为13.25%、10.13%和8.72%,较上年末分别上升0.04个百分点、0.19个百分点和0.25个百分点,持续满足监管要求。

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