You are browsing the Hong Kong website, Regulated by Hong Kong SFC (CE number: BJA907). Investment is risky and you must be cautious when entering the market.
净息差下降5个基点 中国银行(03988.HK)上半年归母利润增4.55%至1140.48亿元
格隆汇 08-30 16:56

格隆汇8月30日丨中国银行(03988.HK)公布,2019年上半年,公司实现净利息收入1816.84亿元,同比增加5.35%;税后利润1214.42亿元,同比增长5.08%;实现本行股东应享税后利润1,140.48亿元,同比增长4.55%。

截至6月末,集团资产总计222,660.24亿元,负债合计203,585.72亿元,比上年末分别增长4.70%和4.18%,增速保持合理水平。

上半年,集团净息差为1.83%,比上年同期下降5个基点,主要是存款成本有所上升。与此同时,本行持续优化资产负债结构,积极调整存量,高效配置增量,努力减少负债成本上升的影响。

上半年,集团资产减值损失336.70亿元,同比增加54.00亿元,增长19.10%。其中,集团贷款减值损失357.21亿元,同比增加38.64亿元,增长12.13%。

此外,6月末,集团客户贷款总额125,697.34亿元,比上年末增加7,504.62亿元,增长6.35%。其中,人民币贷款总额97,360.98亿元,比上年末增加6,405.36亿元,增长7.04%。外币贷款总额折合4,121.83亿美元,比上年末增加153.26亿美元,增长3.86%。

6月末集团不良贷款总额1,758.99亿元,比上年末增加89.58亿元,不良贷款率1.40%,比上年末下降0.02个百分点。6月末集团贷款减值准备余额3,122.54亿元,比上年末增加84.73亿元。不良贷款拨备覆盖率177.52%。

Follow us
Find us on Facebook, Twitter , Instagram, and YouTube or frequent updates on all things investing.Have a financial topic you would like to discuss? Head over to the uSMART Community to share your thoughts and insights about the market! Click the picture below to download and explore uSMART app!
Disclaimers
uSmart Securities Limited (“uSmart”) is based on its internal research and public third party information in preparation of this article. Although uSmart uses its best endeavours to ensure the content of this article is accurate, uSmart does not guarantee the accuracy, timeliness or completeness of the information of this article and is not responsible for any views/opinions/comments in this article. Opinions, forecasts and estimations reflect uSmart’s assessment as of the date of this article and are subject to change. uSmart has no obligation to notify you or anyone of any such changes. You must make independent analysis and judgment on any matters involved in this article. uSmart and any directors, officers, employees or agents of uSmart will not be liable for any loss or damage suffered by any person in reliance on any representation or omission in the content of this article. The content of the article is for reference only and does not constitute any offer, solicitation, recommendation, opinion or guarantee of any securities, virtual assets, financial products or instruments. Regulatory authorities may restrict the trading of virtual asset-related ETFs to only investors who meet specified requirements. Any calculations or images in the article are for illustrative purposes only.
Investment involves risks and the value and income from securities may rise or fall. Past performance is not indicative of future performance. Please carefully consider your personal risk tolerance, and consult independent professional advice if necessary.
uSMART
Wealth Growth Made Easy
Open Account