哈尔滨银行(06138.HK)中期归母净利润21.76亿元 同比减少16.51%
格隆汇8月29日丨哈尔滨银行(06138.HK)公布,截至2019年6月30日止6个月,公司营业收入74.25亿元人民币,同比增长13.56%;归属于母公司股东的净利润21.76亿元,同比减少16.51%;每股盈利0.2元。
净利润减少原因为本行加大不良贷款处置力度,不良贷款核销金额增加导致资产减值损失增加所致。期间平均总资产回报率为0.71%,较2018年同期的0.92%略有下降;平均权益回报率为9.20%,较2018年同期的12.40%有所下降。
截至2019年6月30日,本集团资产总额为人民币6,234.347亿元,较上年末增加人民币78.462亿元,增幅1.3%;客户贷款及垫款总额为人民币2,608.368亿元,较上年末增加人民币70.741亿元,增幅2.8%;客户存款总额为人民币4,146.426亿元,较上年末增加人民币191.258亿元,增幅4.8%。
截至2019年6月30日,哈银租赁资产总额达到人民币279.636亿元,较上年末增长19.64%,2019年上半年实现净利润人民币1.563亿元;哈银消金资产总额人民币105.272亿元,2019年上半年实现净利润人民币0.604亿元。本公司控股的32家村镇银行2019年上半年实现净损失人民币1.821亿元,同比降幅363.91%,因各村镇银行资产风险分类更加审慎而增加拨备计提所致。
此外,截至2019年6月30日,本行不良贷款率为1.89%,较上年末上升0.16个百分点;贷款减值损失准备率为3.13%,较上年末上升0.19个百分点。
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