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泸州银行(01983.HK)中期利息净收入13.55亿元 同比增长79.62%
格隆汇 08-28 07:04

格隆汇8月28日丨泸州银行(01983.HK)公布,截至2019年6月30日止六个月,实现利息净收入13.55亿元人民币(单位下同),同比增长79.62%;营业收入14.04亿元,同比增长67.24%;归属于该行股东净利润4.9亿元,同比增长30.13%;基本每股收益0.22元;不良贷款率0.68%;核心一级资本充足率9.50%。

截至2019年6月末,该行资产总额907.30亿元,比上年末增长81.80亿元,增幅9.91%,主要是本行发放贷款和垫款等增长。

公告显示,截至2019年6月末,该行发放贷款和垫款总额400.89亿元,比上年末增长88.10亿元,增幅28.16%;发放贷款和垫款净额390.36亿元,比上年末增长85.49亿元,增幅28.04%。

其中,个人贷款方面,该行个人贷款58.25亿元,比上年末增长0.89亿元,增幅1.55%,占发放贷款和垫款总额的14.53%,比上年末下降3.81个百分点。

负债方面,截至2019年6月末,该行负债总额839.93亿元,比上年末增长78.10亿元,增幅10.25%,主要是吸收存款稳步增长。

据悉,截至2019年6月末,该行吸收存款总额608.24亿元,比上年末增长84.38亿元,增幅16.11%,占该行负债总额的72.42%,为该行的主要资金来源。

其中,该行公司活期存款占吸收存款总额的比例为42.38%,比上年末增加4.15个百分点;公司活期存款占公司存款的比例为78.95%,比上年末增加11.48个百分点;个人活期存款占个人存款的比例为10.62%,比上年末下降1.93个百分点。

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