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眾安在線(06060.HK)冀2020年綜合成本率可降至100%或以內
阿思達克 08-26 17:58

眾安在線(06060.HK)首席執行官姜興出席業績發布會時表示,公司今年1月與螞蟻金服加深了戰略合作,帶動生活消費生態總保費增長逾81%,未來會加大力度持續推進。而針對公司接到的保險投訴較多,姜興解釋公司保單量大加上產品碎片化,故按保單數量計算投訴比例較高,但從保費比例來看投訴比例在行內是非常低的,強調公司十分關注消費者權益及用戶體驗。

首席財務官鄧銳民指出,公司一直持續改善業務結構並提升經營效率,上半年公司綜合成本率按年下降15.7個百分點至108.3%,有信心2020年可降至在100%或以內,但他預期下半年綜合費用率將有所上升,因為保費收益及費用仍有不匹配的情況,但全方面來看渠道費用已有改善。

在消費金融方面,鄧銳民指出去年下半年起行業已見下行趨勢,故公司早已開始採取有效措施保障總體風險,在改變策略時不能一下子到位,故大環境下會採取更強風控。

針對公司早前取得虛擬銀行牌照,姜興指出自取得牌照已在開展工作,具體細節不能透露太多,籲冀記者有興趣可瀏覽其虛擬銀行網站了解。

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