中国太保(02601.HK)中期纯利升96.1%至161.83亿元
格隆汇8月25日丨中国太保(02601.HK)公布，截至2019年6月30日止中期，，集团实现营业收入2203.86亿元，其中保险业务收入2078.09亿元，同比增长7.9%；集团净利润为161.83亿元，同比增长96.1%；集团内含价值3651.16亿元，较上年末增长8.6%，其中集团有效业务价值1776.54亿元，较上年末增长6.5%；寿险业务上半年新业务价值149.27亿元，同比减少8.4%，新业务价值率39.0%，同比下降2.4个百分点；财产险业务综合成本率为98.6%，同比持平；集团投资资产年化净值增长率达到5.9%，同比上升1.1个百分点；上半年末，集团客户数达13,352万，较去年末增长710万。
寿险进一步推动业务向均衡发展转变，剩余边际余额持续增加
上半年实现新业务价值149.27亿元，同比下降8.4%，其中一季度、二季度占比分别为60.2%和39.8%，与去年同期相比，业务进一步向均衡发展转变；寿险业务剩余边际余额3,154.60亿元，较上年末增长10.5%；?太保寿险续期业务增速9.9%，推动上半年保险业务收入同比增长5.6%，达到1,384.28亿元。
财产险业务综合成本率保持稳定，非车险占比持续提升
财产险业务加强费用成本管控，上半年综合成本率98.6%，同比持平；其中综合赔付率59.3%，同比上升1.3个百分点，综合费用率39.3%，同比下降1.3个百分点；保险业务收入同比增长12.6%，达691.58亿元；其中非车险业务收入同比增长31.1%，占比提升4.7个百分点，达33.3%；车险通过加强续保管理实现增长动能转换，直接掌握客户资源的能力提升；农险、责任险、保证险等新兴领域快速发展，其中农险实现原保费收入43.08亿元，市场份额快速提升。
坚持基于保险负债特性的资产配置，净值增长率明显提升
固定收益类投资占比82.6%，较上年末下降0.5个百分点；权益类投资占比13.7%，较上年末上升1.2个百分点，其中核心权益注6占比7.4%，较上年末上升1.8个百分点；实现年化净值增长率5.9%，同比上升1.1个百分点；年化总投资收益率4.8%，同比上升0.3个百分点；年化净投资收益率4.6%，同比上升0.1个百分点；集团管理资产达到18,730.28亿元，较上年末增长12.5%；其中，第三方管理资产规模达到5,167.46亿元，较上年末增长19.5%。
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