《公司業績》招行(03968.HK)中期純利506.12億人民幣增13.1%不派息
招商銀行(03968.HK)公布上半年業績,錄得純利506.12億人民幣(下同),按年增加13.1%,每股盈利2.01元。不派中期息。
期內,營業淨收入1,383.38億元,增加9.7%。其中,實現淨利息收入874.07億元,增長13.5%;淨利差2.58%,淨利息收益率2.7%,分別增加0.16及0.16個百分點。
非利息淨收入509.31億元,增長3.8%。其中,淨手續費及佣金收入389.71億元,增長4%。
上半年,經營費用404.01億元,增加13.1%。成本收入比27.58%,上升0.73個百分點。信用減值損失330.64億元,增加5.2%。
6月止,不良貸款總額532.21億元,較年初減少3.84億元,不良貸款率1.23%,下降0.13個百分點;不良貸款撥備覆蓋率394.12%,增加35.94個百分點;貸款撥備率 4.85%,減少0.03個百分點。
同期,高級法下資本充足率15.09%,一級資本充足率12.19%,核心一級資本充足率11.42%,較年初分別下降0.59、0.43及0.36個百分點,比權重法下分別高2.49、1.33和1.25個百分點。
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