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招商银行(03968.HK)上半年净利润达506.12亿元同比增长13.08%
格隆汇 08-23 20:23

格隆汇8月23日丨招商银行(03968.HK)发布中期业绩,2019年1-6月,公司实现营业净收入1383.38亿元人民币(下同),同比增长9.70%;净利息收入874.07亿元,同比增长13.5%;归属于股东的净利润506.12亿元,同比增长13.08%;基本每股收益2.01元。

2019年上半年,集团继续坚持“轻型银行”战略方向和“一体两翼”战略定位,积极稳健开展各项业务,总体经营情况良好,“质量、效益、规模”实现动态均衡发展。主要表现在:

盈利稳步增长。报告期内,集团实现归属于本行股东的净利润506.12亿元,同比增长13.08%;实现净利息收入874.07亿元,同比增长13.50%;实现非利息净收入509.31亿元,同比增长3.75%;实现归属于本行股东的平均总资产收益率(ROAA)和归属于本行普通股股东的平均净资产收益率(ROAE)分别为1.45%和19.47%,同比分别提高0.06个百分点和减少0.14个百分点。

资产负债规模平稳增长。截至报告期末,集团资产总额71,931.81亿元,较上年末增长6.63%;贷款和垫款总额43,235.30亿元,较上年末增长9.93%;负债总额66,191.86亿元,较上年末增长6.72%;客户存款总额46,997.38亿元,较上年末增长6.80%。

不良贷款实现余额和占比双降,拨备覆盖保持稳健水平。截至报告期末,集团不良贷款总额532.21亿元,较上年末减少3.84亿元;不良贷款率1.23%,较上年末下降0.13个百分点;不良贷款拨备覆盖率394.12%,较上年末提高35.94个百分点。

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