銀保監會周亮將督促銀行規範服務收費行為進行專項整治
銀保監會副主席周亮在國務院政策例行吹風會上透露,已階段性完成小微企業綜合融資成本下降1個百分點的目標。下一步銀保監會還將督促銀行規範服務收費行為,進行專項整治,在全國範圍內開展銀行服務收費自查自糾和監管檢查,並組織明查暗訪,嚴肅查處違規收費和變相抬高企業融資成本的行為。
他表示,上半年新發放普惠型小微企業貸款利率是6.82%,比2017年全年平均利率水平下降0.58個百分點。其中,5家國有大型銀行平均利率是4.87%,比2018年下降0.66個百分點。此外,通過減免信貸相關費用,相關融資成本下降了0.57個百分點。兩者合計後,小微企業融資綜合成本下降超過1個百分點,階段性地完成了這個目標。
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