據報杭州房貸收緊首套普遍基準利率擬上浮8%
據《浙江之聲》報道,根據杭州多家銀行發現,房貸額度、利率已雙雙收緊。基準上浮5%不再是房貸利率的起步點,不少銀行已經開始執行首套基準上浮8%或10%的貸款政策,有些甚至還需要搭配一定額度的理財產品。
報道引述招商銀行(03968.HK)(600036.SH)一房貸經理透露,下半年只會緊不會鬆。同時房貸利率不僅調高,銀行放貸速度亦明顯放緩。
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