恒生银行(00011.HK)中期净利息收入增长11%至158.53亿港元
格隆汇8月5日丨恒生银行(00011.HK)公布,截至2019年6月30日止6个月,实现净利息收入158.53亿港元,同比增长11%;股东应得溢利136.56亿港元,同比增加8%;平均普通股股东权益回报率17.0%;普通股权一级资本比率16.4%;每股盈利6.98港元;拟派中期股息每股1.40港元。
公告称,净利息收入增加主要由于赚取利息的平均资产增加6%、存款息差改善,以及来自无利息成本资金的收益增加。与2018年下半年比较,净利息收入大致维持不变。净利息收益率较去年同期上升11个基点,为2.21%。
零售银行及财富管理业务方面,扣除预期信贷损失变动及其他信贷减值提拨前的营业溢利按年上升11%,为85.64亿港元。营业溢利增加9%,为82.49亿港元,而除税前溢利则增加9%,为83.96亿港元。
据悉,商业银行业务扣除预期信贷损失变动及其他信贷减值提拨前的营业溢利增加13%,为51.20亿港元。营业溢利及除税前溢利均增加12%,为49.64亿港元。
此外,来自保险业务收入增加37%,为38.83亿港元。人寿保险业务的净利息收入及服务费收入增加3%。人寿保险组合的投资回报录得港币12.50亿元收益,主要反映股市表现向好,而去年同期则有港币3.26亿元亏损。
公告显示,保费收入净额增加6%,反映该行成功销售全面退休保障方案令新做保单保费增加,以及续保保费有增长。
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