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港桥金融(02323.HK)就湛江市鼎盛房地产开发未还2亿元贷款向法院提起诉讼
格隆汇 07-25 18:20

格隆汇7月25日丨港桥金融(02323.HK)公告,于2017年3月22日,公司间接全资附属至卓飞高(贷款人)与湛江市鼎盛房地产开发(借款人)、担保人甲及担保人乙已订立贷款融资协议,据此,贷款人向借款人提供一笔不多于人民币2亿元的贷款融资,为期2年,并可经相互协议后延长一年。

根据贷款融资协议,借款人于2017年3月提取金额合共人民币2亿元。自2018年3月20日起,借款人拖欠支付全数应计利息金额,且未能偿还贷款金额的全部本金额。因此,借款人已违反贷款融资协议。贷款人已与借款人积极磋商还款方案并增加进一步担保。

借款人未能履行其七次书面承诺的还款义务,甚至拒绝贷款人所建议的方案。因此,贷款人为收回借款人所结欠的未偿还本金及应计利息须提起法律诉讼。借款人根据贷款融资协议结欠本金额人民币2亿元,而于2019年6月30日仍未偿还的应计利息约为人民币6075万元。自2019年7月1日起直至最终结付本金额止,贷款本金额的任何应计利息应按24%的利率收取。

鉴于上述违约事项,于2019年6月30日,贷款人于韶关市中级人民法院针对借款人及担保人递交起诉状。于递交起诉状后,贷款人于2019年7月16日接获韶关法院发出的受理案件通知书。于2019年7月24日,贷款人向韶关法院支付所需案件受理费,确认上述案件的首次聆讯(目前预期将于2019年8月20日举行)。

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