徽商银行(03698.HK)预计中期净利润50亿元同比增长逾16%
格隆汇7月25日丨徽商银行(03698.HK)公布,公司预计截至2019年6月30日止6个月,该集团净利润约人民币50亿元,较2018年同期增长16%以上;成本收入比约22%;平均净资产收益率不低于15%。于2019年6月30日,该集团总资产较2018年末增长4%以上;不良贷款率约1.03%,不良贷款拨备覆盖率不低于300%,贷款拨备率不低于3%。
净利润增加主要是因为:(1)生息资产规模稳定增长,有效促进本行营业收入的提升;(2)强化成本控制管理,成本收入比率保持稳定;及(3)持续加强全面风险管理,保持安全稳健经营的良好局面。
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