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宜宾市投保地震巨灾保险约11.6万户保金29.4亿人币
阿思达克 06-19 07:53

据《上海证券报》报道,於2019年6月17日22时55分,四川宜宾市长宁县发生6.0级地震。而宜宾市对於地震灾害早有准备,早於2017年9月当地人民政府发布《关於印发宜宾市城乡居民住宅地震巨灾保险实施方案的通知》,在全市所有县(区)全面开展城乡居民住宅地震巨灾保险工作。

根据四川银保监局昨日(18日)公布最新数据显示,宜宾市共计投保地震巨灾保险115,684户,保险金额29.4亿元人民币(下同),其中长宁县投保13,600户,保险金额3.6亿元。

该方案显示,由人保财险宜宾市分公司担任该地区城乡居民住宅地震巨灾保险的具体承办工作。据了解,城镇住宅基本保额为每户5万元,对应保险费27元;农村住宅基本保额为每户2万元,对应保险费38元。

此外,此次在地震中受损的房屋,如果达到理赔条件,最低将获得2万元至5万元的保险金赔偿。如果居民当时根据房屋市场价值进行了超出基本保额的投保,则可获得相应保额的赔偿,最高理赔金额为100万元。

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