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Margin Financing Interest Rates for Institutional Accounts

Hong Kong Dollar (HKD): 11.75% per annum

US Dollar (USD): 6.63% per annum

Chinese Yuan (CNY): 13% per annum

Note: This information is for reference only; actual interest rates shall be subject to the display in the uSMART App. uSMART reserves the right to adjust financing rates in accordance with market conditions.