Expected Withdrawal Arrival Time and Fees
Please refer to the following table to understand the fees charged by uSMART Hong Kong for different currencies withdrawal and the expected arrival times:
|
Withdrawal Type |
Currency |
Amount Limit |
Fee |
Processing Time |
Notes |
|
HKD to Local Hong Kong Bank Account |
HKD |
≤ 1,000,000 HKD |
Free |
T-day or T+1 day |
|
|
Large amount of HKD to Local Hong Kong Bank Account |
HKD |
> 1,000,000 HKD |
Approx. 25 HKD (charged by the bank) |
T-day or T+1 day |
Contact customer service in advance for full amount credit, bank charges apply |
|
USD to Local Hong Kong Bank Account (Non-Virtual Banks) |
USD |
Unlimited |
Free |
T-day or T+1 day |
Via check |
|
USD to Local Hong Kong Virtual Bank Account（Including ZA Bank, WeLab Bank, Livi Bank, MOX Bank, etc.） |
USD |
> 20 USD |
Approx. 7.5 USD (charged by the bank) |
T-day or T+1 day |
Contact customer service in advance for full amount credit, bank charges apply |
|
Cross-border Wire Transfer（not supporting withdrawals to CBI,Mainland China banks or digital platforms like IFAST, Wise, Revolut, etc.） |
HKD/USD |
≥ 100 USD |
charged by the bank |
3-5 Business Days |
Withdrawal via telegraphic transfer, specific fees and processing times subject to the bank's policies |
Notes:
- T-day refers to the transaction day. T+1 day refers to the next business day.
- The above information is for reference only. Actual fees and processing times may vary depending on bank policies. Please refer to the bank's final charges.
- It is recommended to consult uSMART Securities (Hong Kong) customer service for the latest withdrawal information before initiating a withdrawal.
